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Our Mission

At Health Bank One, we believe no one should have to make healthcare decisions in the dark.

Our mission is to remove information barriers so that care communities can get organized, reduce costs, and empower patients to make informed decisions. 

 

Healthcare works best when everyone has access to the information they need. Health Bank One makes that possible. 

Leadership Team

The team behind Health Bank One has over 20 years of experience building trusted digital identity systems. They previously founded AllClear ID, which protected over 200 million individuals—including clients like Anthem, Home Depot, and Sony—after major data breaches.

In 2015, they pioneered Open Banking in Europe with secure mobile Bank IDs, scaling to over 1 billion annual transactions with zero identity theft or fraud. Now, they're bringing that same technology and trust to healthcare.

Bo Holland

Founder & CEO

Tim Zoph

Healthcare Advisor & Board Member

Jason Choe

Advisor & Board Member

Aedin Meagher

Chief Financial Officer

Jessica Smith

Vice President of Client Services

Jason Choe

Vice President of Legal & HR

Jason Choe

VP of Platform Engineering

Jessica Smith

Chief Business Development Officer

Kendall Ramirez - website.png

VP of Marketing

Making Healthcare Transparent

The U.S. spends $5 trillion on healthcare, yet costs keep rising while patient perception of quality is at a 24-year low (Gallup 2024). The problem? A system designed to obscure costs, prevent information sharing, and prioritize spending over value.

For decades, corporate interests, HIPAA regulations, and closed systems have locked patient data away, making it nearly impossible to access complete records, compare costs, or make informed decisions. But now, everything has changed.


Three breakthroughs opened the door for real change:

  • Patients Win Legal Right to Their Data (2022) - The CURES Act gave patients non-negotiable rights to their medical records

  • AI Medical Knowledge Revolution (2023) - Provides the opportunity for instant, expert-level insights at scale.

  • CMS Health Tech Ecosystem Initiative (2025) - Establishes national standards for secure identity, universal record access, and AI guidance to accelerate a patient-centered healthcare system—standards Health Bank One already meets.

Introducing Health Bank One™ 

On October 15, 2024, Health Bank One launched a digital banking system for healthcare, finally breaking the transparency barrier. Now, anyone looking to lower costs, improve care, or advance medical research can get the full picture—instantly.

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