First App to Achieve CMS’s Vision for Healthcare is Live Now – Health Bank One™
- Health Bank One
- Aug 12
- 3 min read
With banking-grade digital identity, universal access to records from any provider, and AI guidance, Health Bank One puts patients in control of their health data, improves care quality, and unblocks innovation.
AUSTIN, TX – August 13, 2025 – Health Bank One today announced its pledge to join the CMS Health Tech Ecosystem Initiative as a patient-facing app, committing to help accelerate a nationwide shift toward patient-centered healthcare. The company today delivers the core capabilities and two of the three use cases that CMS has mandated to be in place by Q1 2026—including banking-grade digital identity, guaranteed access to medical records from any provider, and AI-powered health assistants—and is ready to integrate with CMS Aligned Networks as soon as the industry supports Individual Access Services.
“CMS has set a bold vision for the future of healthcare: secure patient identity, universal medical record access, and AI-powered guidance for every patient,” said Bo Holland, Founder & CEO of Health Bank One. “This is the vision we’ve been building toward and we’re proud to say it’s live today for every Health Bank One user.”
Delivering the CMS Vision Today
Health Bank One provides an all-in-one app that delivers the capabilities CMS is calling for—available today for patients nationwide:
Banking-grade digital identity network for secure access, authorization, digital signature, and patient-controlled sharing
Guaranteed access to medical records and images from any provider – no exceptions*
One consolidated account for all the patient’s medical records, including images and billing
AI Assistants to help patients understand their health, prepare for visits, make decisions, and find savings on medications
Blue Button connectivity to quickly find providers and order records
QR Codes that support CMS’s Kill the Clipboard initiative – QR codes and EHR integrations for digital check-in with no forms to fill out
Co-branding for seamless patient experiences and trust for partners who want to open their own Health BankTM
30-day free trial for patients
Recognizing the Leaders Who Paved the Way
Health Bank One thanks Dr. Oz and Amy Gleason (DOGE) for their tireless advocacy for every American’s right to control and share their health information. Special recognition goes to Ryan Howells, Aneesh Chopra, and the entire CARIN Community for demonstrating the role of digital IDs in making patient access secure and private.
Why It Matters
The CMS Health Technology Ecosystem is a game-changer for healthcare. It puts control of health information where it belongs—with the patient—without creating a national ID or a central database that could put privacy at risk. In this model, patients become the governors of their own data, not passive participants in a system controlled by institutions. It’s a world where the patient is empowered, and the system works for them.
Health Bank One invites partners, payers, providers, and innovators to join with them in making the CMS pledge for patient-facing apps. The company is engaging with select organizations for early access and pilot programs.
Next Steps
Health Bank One will begin the IAL2/AAL2 certification process for its Health Bank IDs so that when providers support Individual Patient Access Requests through CMS Aligned Networks, patients can access their data even faster and more easily. The team behind Health Bank One has been building high-security digital identities for Open Banking in Europe since 2013, and Health Bank IDs use the same proven technology.
About Health Bank One
Health Bank One gives patients control of their medical records and delivers the infrastructure companies need to enable patient-centered healthcare. In 2015, the company’s leadership team, operating as AllClear ID®, pioneered Open Banking in Europe with secure mobile Bank IDs—scaling to over 1 billion annual transactions with no identity theft or scalable fraud. Today, AllClear ID Health, Inc., doing business as Health Bank One, brings that same proven technology and trust to healthcare. The Health Bank™ platform combines high-assurance digital identity, banking-grade security, and real-time medical AI to retrieve, normalize, and access patient records from any provider—whether or not they meet the FHIR interoperability standard mandated by the 21st Century Cures Act.
*Health Bank One achieves universal compatibility by using patient rights to retrieve records from any provider regardless of their technology choices. The 21st Century Cures Act guarantees that patients are entitled to a copy of their data; however, the records must exist, there may be steps that only you can complete, and providers may apply legal exceptions or fees in certain cases.